E2 Distributors
FCRA Rights
Credit reporting, direct dispute, identity theft, and negative-information resources for E2 Distributors customers.
Credit Reporting Policy
How E2 Distributors may furnish account information, payment history, account status, corrections, updates, and dispute notations.
Direct Disputes
How to submit a direct dispute if you believe account information is incomplete, inaccurate, fraudulent, or wrongly reported.
Identity Theft Assistance
Steps for notifying E2 Distributors about suspected identity theft, unauthorized transactions, or fraud-related account activity.
Negative Information Notice
Notice about late payments, missed payments, defaults, charge-off status, and other negative information that may be reported.
Your FCRA Rights
The Fair Credit Reporting Act gives consumers rights relating to consumer reports, credit reporting accuracy, disputes, identity theft, fraud alerts, security freezes, and access to consumer reporting information.
If E2 Distributors furnishes information about your account to a consumer reporting agency, E2 Distributors intends to follow applicable furnisher duties, including duties relating to accuracy, dispute investigation, corrections, updates, identity theft, and consumer dispute notations.
Consumer Report Access and Disputes
You may have the right to obtain consumer reports from consumer reporting agencies and to dispute information that you believe is incomplete or inaccurate.
You may dispute information directly with the consumer reporting agency that prepared your report, and you may also submit certain disputes directly to E2 Distributors.
A dispute should identify the specific information being disputed, explain the reason for the dispute, and include supporting documentation.
Furnisher Responsibilities
When a company furnishes information to consumer reporting agencies, federal law requires attention to accuracy, completeness, corrections, updates, disputed-account status, identity-theft-related information, and reinvestigation obligations.
If a dispute is received through a consumer reporting agency, E2 Distributors will review the information provided by the agency, investigate the disputed information, and report the results as required by law.
Identity Theft and Fraud
If you believe an account, transaction, payment, or reported item resulted from identity theft or unauthorized use of your identifying information, notify E2 Distributors promptly.
You may be asked to provide proof of identity, an identity theft report, a police report, an FTC identity theft affidavit, transaction details, account details, or other information needed to investigate the issue.
Negative Information
E2 Distributors may report information about your account to consumer reporting agencies where permitted by law and your account documents.
Late payments, missed payments, defaults, returned payments, unresolved balances, or other negative information may appear in your consumer report.
Contact for Credit Reporting Questions
Email: info@e2distributors.com Phone: (800) 309-0317
Phone: (800) 309-0317
When contacting us about a credit reporting issue, include your full name, contact information, account information, the specific item disputed, your explanation, and copies of supporting documents.